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Legal notice
and disclaimer


© Factum AG Vermögensverwaltung, Vaduz

Concept and design

Büro für Gebrauchsgraphik AG, Vaduz

Website implementation

2sic internet solutions gmbh, Buchs

Legal information

By accessing and browsing through the information published on the FACTUM AG VERMÖGENSVERWALTUNG website, you indicate that you accept the conditions of use set out below.

Supervisory authority

FACTUM AG VERMÖGENSVERWALTUNG, Vaduz, is an asset management company, which is licensed by the Liechtenstein Financial Market Authority FMA ( and which operates under its supervision.

Code of Ethics and Professional Conduct

As a member of the Association of Independent Asset Managers in Liechtenstein (Verein unabhängiger Vermögensverwalter in Liechtenstein – VuVL), we are bound by its Code of Ethics and Professional Conduct. Moreover, the Association’s Code of Ethics and Professional Conduct was declared binding by the Liechtenstein Financial Market Authority FMA on 7 June 2011 (FMA Guideline 2011/1). The Code of Ethics and Professional Conduct can be downloaded from or

Authority responsible for client complaints Registered office in Vaduz

Mr Ralf Ackermann is responsible for managing complaints at the registered office in Vaduz. Any client complaints are to be forwarded to Mr Ralf Ackermann for processing.

Austria branch

Mr Dietmar Handlbichler is responsible for managing complaints at the Austria branch. Any client complaints are to be forwarded to Mr Dietmar Handlbichler for processing (

Extrajudicial conciliation board for the financial services sector

The extrajudicial conciliation board is responsible for settling disputes between clients and
– banks;
– securities firms;
– asset management companies; and
– payment services providers.

The conciliation board is composed of an individual conciliator. The government of the Principality of Liechtenstein has appointed the lawyer Dr Peter Wolff as conciliator for the period from 1 January 2014 to 31 December 2017. The conciliator’s contact details are as follows:


Dr Peter Wolff
Mitteldorf 1
9490 Vaduz

No offer

The information published on FACTUM AG VERMÖGENSVERWALTUNG’s website does not constitute an invitation, offer or a recommendation to purchase or sell investment vehicles or to engage in any other transactions.

The content on the FACTUM AG VERMÖGENSVERWALTUNG website is not intended for persons who, due to their nationality, place of residence or any other reason, are subject to a legal system that prohibits the publication of such content or access to the FACTUM AG VERMÖGENSVERWALTUNG website. Any person subject to such restrictions is prohibited from accessing the FACTUM AG VERMÖGENSVERWALTUNG website.


No warranty

FACTUM AG VERMÖGENSVERWALTUNG does use great care in preparing the information on its website. Nonetheless, it does not warrant that the information on the website is correct, complete or up to date. The website’s contents are subject to change at any time without prior notice. The information posted on the website does not represent advice on which reliance should be placed. You should consult a professional adviser before making investment decisions.

Risk warning

Please note that the value of an investment can rise as well as fall. It is impossible to ascertain from past price trends how an investment will perform in the future. Investments denominated in foreign currencies are also subject to currency fluctuations. High-volatility investments can also be exposed to large price fluctuations. Such price fluctuations can result in the loss of the amount invested or can mean that it is exceeded. Accordingly, we do not warrant that you will retain the amount of capital that you invested.

No liability

FACTUM AG VERMÖGENSVERWALTUNG disclaims all liability (including for negligence) for loss or damage (both direct and indirect as well as for consequential damage) of any kind that arises out of or in connection with the use of, access to or request of information from its website or for such as arises from use of links from its website to any third-party websites.

Copyright notice

All of the content and structure of the FACTUM AG VERMÖGENSVERWALTUNG website is protected by copyright. All rights are reserved. You may not reproduce all or any part of this website or transfer same electronically or by other means or modify or use same for public or commercial purposes without FACTUM AG VERMÖGENSVERWALTUNG’s prior written permission.

Links to third-party websites

You may access third-party websites via hyperlinks. FACTUM AG VERMÖGENSVERWALTUNG does not accept any responsibility for the content of such sites or their offerings (products, services, etc.).

E-mail communications

At the current time, FACTUM AG VERMÖGENSVERWALTUNG uses open and unencrypted e-mail. Thus, we cannot rule out the possibility that data transmitted by e-mail could be read by a third party or that contact between you and our institution could be traced. In addition, it is possible that the data may be transferred across borders even if the sender and the recipient are located in the same country.

Accordingly, communication by e-mail does not always guarantee adequate privacy. We therefore ask you not to use this medium for transmitting client data or business instructions.

Our institution does not execute client orders sent by e-mail.

Google Analytics

This website uses Google Analytics, a web analytics service provided by Google Inc. (“Google”). Google Analytics uses “cookies”, which are text files saved on your computer and which help analyse how you use the website. The information generated by the cookie about your use of the website will, as a rule, be transmitted to and stored by Google on servers in the United States. However, if you activate the IP anonymisation feature on this website, Google will, before transmitting it to the United States, truncate your IP address in the member states of the European Union and other states that are contracting parties to the Agreement on the European Economic Area. Only in exceptional cases will your full IP address be transmitted to the United States and truncated on a server belonging to Google there. At the website operator’s request, Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity and providing other services relating to website activity and Internet usage for the website operator. Google will not associate the IP address obtained from your browser using Google Analytics with any other data held by Google. You may prevent the use of cookies by selecting the appropriate settings on your browser.