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Legal notice
and disclaimer


Factum AG Vermögensverwaltung
Zollstrasse 32
P.O. Box 174
LI-9490 Vaduz

T +423 235 40 50
F +423 235 40 59

HR FL-0001.521.403-0
MwSt.-Nr. 52283

Concept and design

Büro für Gebrauchsgraphik AG, Vaduz

Website implementation

2sic internet solutions gmbh, Buchs


Legal information
By accessing and browsing through the information published on the Factum AG Vermögensverwaltung website, you hereby agree to the terms and conditions of use set out below:

Supervisory authority
Factum AG Vermögensverwaltung, Vaduz, is an asset management company which is licensed by the Financial Market Authority (FMA) Liechtenstein ( and which operates under its supervision.

Deposit Guarantee and Investor Compensation Foundation PCC
(Einlagensicherungs- und Anlegerentschädigungs-Stiftung SV – EAS)
Factum AG Vermögensverwaltung is a participant in the EAS (

Code of Ethics and Professional Conduct
As a member of the Association of Independent Asset Managers in Liechtenstein (Verein unabhängiger Vermögensverwalter in Liechtenstein – VuVL), we are bound by its Code of Ethics and Professional Conduct. The Code of Ethics and Professional Conduct can be downloaded from or

Authority responsible for client complaints

Head office in Vaduz
Mr Ralf Ackermann is responsible for managing complaints at the head office in Vaduz. Any client complaints are to be forwarded to Mr Ralf Ackermann for processing (

Austria branch
Mr Dietmar Handlbichler is responsible for managing complaints at the Austria branch. Any client complaints are to be forwarded to Mr Dietmar Handlbichler for processing (

Extrajudicial Conciliation Board for the financial services sector
The extrajudicial Conciliation Board is responsible for settling disputes between clients and asset management companies in accordance with the Asset Management Act (Vermögensverwaltungsgesetz - VVG). The government of the Principality of Liechtenstein has appointed the lawyer Dr Peter Wolff as conciliator for the period from 1 January 2022 to 31 December 2025. The conciliator’s contact details are as follows:

Dr Peter Wolff, Rechtsanwalt
Landstrasse 60
P.O. Box 343
9490 Vaduz

No offer
The information published on Factum AG Vermögensverwaltung’s website does not constitute an invitation, offer or a recommendation to purchase or sell investment vehicles or to engage in any other transactions.

The content on the Factum AG Vermögensverwaltung website is not intended for persons who, due to their nationality, place of residence or any other reason, are subject to a legal system that prohibits the publication of such content or access to the Factum AG Vermögensverwaltung website. Any person subject to such restrictions is prohibited from accessing the Factum AG Vermögensverwaltung website.

No warranty
Factum AG Vermögensverwaltung exercises the greatest of care when compiling the information on its website. Nonetheless, it does not warrant that the information on the website is correct, complete or up to date. The website’s contents are subject to change at any time without prior notice. The information posted on the website does not constitute a decision-making aid. Please consult a professional adviser before making any investment decisions.

Risk warning
Please note that the value of an investment can both rise and fall. It is impossible to ascertain from past price trends how an investment will perform in the future. Investments denominated in foreign currencies are also subject to currency fluctuations. High-volatility investments can also be exposed to large price fluctuations. Such price fluctuations can result in the loss of the amount invested or even exceed that amount. Consequently, we do not warrant that you will retain the amount of capital invested.

No liability
Factum AG Vermögensverwaltung disclaims all liability (including for negligence) for loss or damage (both direct and indirect as well as for consequential damage) of any kind that could arise out of or in connection with the use of, access to or request for information from its website or from the use of links from its website to any third-party websites.

Copyright notice
All of the content and structure of the Factum AG Vermögensverwaltung website is protected by copyright. All rights are reserved. You may not reproduce all or any part of this website or transfer same electronically or by other means, or modify or use same for public or commercial purposes without Factum AG Vermögensverwaltung’s prior written permission.

Links to third-party websites
You may access third-party websites via hyperlinks. Factum AG Vermögensverwaltung does not accept any responsibility for the content of such sites or their offerings (products, services, etc.).

E-mail communications
Currently, Factum AG Vermögensverwaltung uses open and unencrypted e-mails. Thus, we cannot rule out the possibility that data transmitted by e-mail could be read by a third party or that contact between you and our institution could be traced. In addition, it is possible that the data may be transferred across borders even if the sender and the recipient are located in the same country.

Accordingly, communication by e-mail does not always guarantee adequate privacy. We therefore ask you not to use this medium for transmitting client data or business instructions.

Our institution does not execute client orders sent by e-mail.